Banking Awareness Online Bits for Bank Exams -8

Hi Friends welcome to currentaffairs2you, Banking Awareness plays the important role in bank exams.  many members are applied for bank jobs but some candidates has don't know how to prepare for bank exams, this article gives some tips for how to get bank job quickly.
First of all, you collect the information relating to our stream, for example if you want study material for bank exams first know the syllabus about bank exam. then collect banking material one by one. for collecting banking study material choose best one. if you are not choose best one you can't get the job quickly. Here i was upload some banking study material for you. this banking awareness study material is free of cost, it was prepared by some banking expert faculty members. here i mean in this post small content banking awareness study material is visible but lot of banking material available in this blog. with patience search all study material and download it. good luck.

1) The relation ship between RBI and the Bank maintaining the currency chest is that of?

1.     Debtor and Creditor

2.     Principal and Agent

3.     Bailor and Bailee

4.     Creditor and Debtor

2)  From the following Which committees are related to 'Micro financing'?

1.     Nayak Committee

2.     Tandon committee

3.     Vyas Committee

4.     Narasimham committee

3) Short fall in fulfilling the targets of Priority sector and agricultural finance by domestic commercial banks shall be deposited with/in?

1.     RIDF

2.     SIDBI

3.     RBI

4.     IDBI

4)  Normally, the number of members in a self Help Group shall not exceed?

1.     10

2.     20

3.     50

4.     15

5) From the following Which is not an imperfect note?

1.     Washed note

2.     Bleached note

3.     Mutilated note

4.     Oiled note

6) The maturity value of a Recurring deposit with a monthly contribution of Rs 500 kept for a period of 12 months, at 9% interest rate compounded quarterly would be Rs.?

1.     6, 265

2.     6, 625

3.     7, 255  

4.     7, 555

7) The Reverse Repo has the following characteristic?

1.     Borrowing by RBI from banks

2.     Borrowing with government security as collateral

3.     Short term borrowing

4.     All of these

8) Credit rating helps in measuring the credit risk and facilitates?

1.     Considering higher credit limits

2.     Making loan provisioning at an early stage

3.     Accurately calculate the probable loan losses

4.     Pricing of a loan

9) Banks insist on providing finance for those projects or activities only which they consider to be viable. What is meant by viability of project?

1.  Capacity to generate cash, adequate to service debt and surplus for borrower's personal requirement.

2.     Generation of cash to meet debt liability

3.     Generation of profits.

4.     Generation of gross profits

10) Under the Nayak Committee recommendations, the quantum of working capital limits from the bank is minimum percentage of the projected annual sales?

1.     5%

2.     15%

3.     20%

4.     25%